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Refinance Mortgage Toronto
  • Insured and Uninsured Mortgage Stress Test Changes Confirmed for June 1

    Author: MOHIT VERMA | Jun 16, 2021 | Categories: Mortgage Broker , Mortgage Brokers

    Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

    Article Written By:  Steve Huebl

    Original Article Posted on:  May 21, 2021

    Link to Original Article:  https://www.canadianmortgagetrends.com/2021/05/insured-and-uninsured-mortgage-stress-test-changes-confirmed-for-june-1/

    READ MORE


  • What to do if You Have a Zero Credit Score?

    Author: MOHIT VERMA | Jun 09, 2021 | Categories: Mortgage Financing Experts , Mortgage Services

    Original Article Source Credits:  Loans Canada , https://loanscanada.ca/ 

    Article Written By:   MARK GREGORSKI

    Original Article Posted on:  NA

    Link to Original Article:  https://loanscanada.ca/credit/what-to-do-if-you-have-a-zero-credit-score/

    READ MORE


  • Lines of credit

    Author: MOHIT VERMA | May 26, 2021 | Categories: Mortgage Broker , Mortgage Services

    Original Article Source Credits:   Government Of Canada , https://www.canada.ca/

    Article Written By:  NA

    Original Article Posted on:  2019-03-21

    Link to Original Article:  https://www.canada.ca/en/financial-consumer-agency/services/loans/loans-lines-credit.html

    READ MORE


  • Real Estate Makes Canadian GDP Look Like It is Recovering Much Faster Than Reality

    Author: MOHIT VERMA | May 19, 2021 | Categories: Mortgage Broker , Mortgage Brokers

    Original Article Source Credits:   Better Dwelling  , https://betterdwelling.com/

    Article Written By:  Stephen Punwasi

    Original Article Posted on:  APRIL 26, 2021

    Link to Original Article:  https://betterdwelling.com/real-estate-makes-canadian-gdp-look-like-its-recovering-much-faster-than-reality/

    READ MORE


  • Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, adjusts quantitative easing program

    Author: MOHIT VERMA | May 12, 2021 | Categories: Mortgage Broker , Mortgage Brokers , Mortgage Services

    Original Article Source Credits:   Bank Of Canada , https://www.bankofcanada.ca/

    Article Written By:  NA

    Original Article Posted on:  April 21, 2021

    Link to Original Article:  https://www.bankofcanada.ca/2021/04/fad-press-release-2021-04-21/

    READ MORE


  • Canadian Banks Begin Circumventing Mortgage Stress Test For High-Income Clients

    Author: MOHIT VERMA | May 05, 2021 | Categories: Mortgage Broker

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Stephen Punwasi

    Original Article Posted on:  APRIL 21, 2021

    Link to Original Article:  https://betterdwelling.com/canadian-banks-begin-circumventing-mortgage-stress-test-for-high-income-clients/

    READ MORE


  • Canadian Real Estate Markets See Risks Rise, Toronto Now Highly Vulnerable: CMHC

    Author: MOHIT VERMA | Apr 28, 2021 | Categories: Mortgage Brokers , Mortgage Financing Experts , Mortgage Services

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Kaitlin Last

    Original Article Posted on:  MARCH 30, 2021

    Link to Original Article:  https://betterdwelling.com/canadian-real-estate-markets-see-risks-rise-toronto-now-highly-vulnerable-cmhc/

    READ MORE


  • How to make your home’s equity work for you right now

    Author: MOHIT VERMA | Apr 21, 2021 | Categories: Home Equity Loan

    Original Article Source Credits:   Orangeville.com , https://www.orangeville.com/

    Article Written By:  Metroland Media

    Original Article Posted on:  March 16, 2021

    Link to Original Article:  https://www.orangeville.com/community-story/10348129-how-to-make-your-home-s-equity-work-for-you-right-now/

    READ MORE


  • The State of the Residential Mortgage Market: 2021

    Author: MOHIT VERMA | Apr 14, 2021 | Categories: Mortgage Broker , Mortgage Services

    Original Article Source Credits:  CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/ 

    Article Written By:  Steve Huebl

    Original Article Posted on:  March 26, 2021

    Link to Original Article:  https://www.canadianmortgagetrends.com/2021/03/the-state-of-the-mortgage-market-2021/

    READ MORE


  • Canadian Real Estate Overvalued, Toronto Needs A 28% Correction For Fair Value: IMF

    Author: MOHIT VERMA | Apr 07, 2021 | Categories: Mortgage Broker , Mortgage Financing Experts

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Stephen Punwasi

    Original Article Posted on:  MARCH 31, 2021

    Link to Original Article:  https://betterdwelling.com/canadian-real-estate-overvalued-toronto-needs-a-28-correction-for-fair-value-imf/

    READ MORE


  • Canada’s Over 30% More Dependent On Real Estate Than The US In 2006, Shows GDP

    Author: MOHIT VERMA | Mar 24, 2021 | Categories: Mortgage Broker , Mortgage Refinancing , Mortgage Services

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Stephen Punwasi

    Original Article Posted on:  MARCH 2, 2021

    Link to Original Article:  https://betterdwelling.com/canadas-over-30-more-dependent-on-real-estate-than-the-us-in-2006-shows-gdp/

    READ MORE


  • Latest in Mortgage News: BoC Sees Early Signs of Housing Overheating, but Will Keep Rates Low for Now

    Author: MOHIT VERMA | Mar 17, 2021 | Categories: Mortgage Broker , Mortgage Services

    Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

    Article Written By:  Steve Huebl

    Original Article Posted on:  February 26, 2021

    Link to Original Article:  https://www.canadianmortgagetrends.com/2021/02/latest-in-mortgage-news-boc-sees-early-signs-of-housing-overheating-but-will-keep-rates-low-for-now/

    READ MORE


  • Borrowing against home equity

    Author: MOHIT VERMA | Mar 03, 2021 | Categories: Home Equity Loan

    Original Article Source Credits:   Canada.ca , https://www.canada.ca/

    Article Written By:  NA

    Original Article Posted on:  2020-09-17

    Link to Original Article:  https://www.canada.ca/en/financial-consumer-agency/services/mortgages/borrow-home-equity.html#toc3

    READ MORE


  • Five Changes In The Way Mortgages Are Done

    Author: MOHIT VERMA | Feb 10, 2021 | Categories: Mortgage Broker , Mortgage Brokers , Second Mortgage

    Mortgage Broker Toronto Ontario

    For years, mortgages have been one of the most widely used financial tools when it comes to making large purchases like a home or a vehicle. Irrespective of your financial status, mortgage agents have connected clients with lenders and helped them fulfill their goals. All through this time, changes in the rules and regulations have impacted the mortgage industry, but the onset of COVID-19 has revolutionized the way mortgages now work. 

    READ MORE


  • Flight To The Burbs: Every Real Estate Market In Ontario Is Outperforming Toronto

    Author: MOHIT VERMA | Jan 27, 2021 | Categories: Mortgage Broker , Mortgage Financing Experts , Mortgage Refinancing , Mortgage Services

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Daniel Wong

    Original Article Posted on:  DECEMBER 23, 2020

    Link to Original Article:  https://betterdwelling.com/flight-to-the-burbs-every-real-estate-market-in-ontario-is-outperforming-toronto/

    READ MORE


  • 5 Canadian Housing Market Predictions for 2021

    Author: MOHIT VERMA | Jan 20, 2021 | Categories: Mortgage Broker , Mortgage Brokers , Mortgage Financing Experts , Mortgage Refinancing

    Original Article Source Credits:   Toronto Storeys , https://torontostoreys.com/

    Article Written By:  Ainsley Smith

    Original Article Posted on:  December 28, 2020

    Link to Original Article:  https://torontostoreys.com/housing-market-predictions-zoocasa-2021/

    READ MORE


  • Mortgage and Consumer Credit Trends: Q3 2020 Data

    Author: MOHIT VERMA | Jan 15, 2021 | Categories: Mortgage Broker , Mortgage Brokers , Mortgage Financing Experts , Mortgage Services

    Original Article Source Credits:   Canada Mortgage and Housing Corporation , https://www.cmhc-schl.gc.ca/

    Article Written By:  NA

    Original Article Posted on:  December 23, 2020

    Link to Original Article:  https://www.cmhc-schl.gc.ca/en/housing-observer-online/2020-housing-observer/mortgage-consumer-credit-trends-q3-2020-data

    READ MORE


  • Q3 Lender Earnings: The Unexpected Recovery

    Author: MOHIT VERMA | Dec 23, 2020 | Categories: Mortgage Broker , Mortgage Brokers , Mortgage Financing Experts , Mortgage Refinancing , Mortgage Services , Rescue Financing

    Original Article Source Credits: canadian mortgage trends, https://www.canadianmortgagetrends.com

    Article Written By: Steve Huebl 

    Original Article Posted on: November 30, 2020 

    Link to Original Article: https://www.canadianmortgagetrends.com/2020/11/q3-lender-earnings-the-unexpected-recovery

    READ MORE


  • Optimism Returns to the Markets. Could Fixed Rates Start to Rise?

    Author: MOHIT VERMA | Dec 09, 2020 | Categories: Mortgage Broker , Mortgage Brokers , Mortgage Financing Experts , Mortgage Refinancing , Mortgage Services , Rescue Financing , Second Mortgage

    Original Article Source Credits: canadian mortgage trends, https://www.canadianmortgagetrends.com

    Article Written By: Steve Huebl

    Original Article Posted on: November 11, 2020

    Link to Original Article: https://www.canadianmortgagetrends.com/2020/11/optimism-returns-to-the-markets-could-fixed-rates-start-to-rise/

    READ MORE


  • Mortgage rates may rise as Bank of Canada ends emergency pandemic program

    Author: MOHIT VERMA | Nov 13, 2020 | Categories: Home Equity Loan , Mortgage Broker , Mortgage Brokers , Mortgage Financing Experts , Second Mortgage

    Original Article Source Credits:   Financial Post , https://financialpost.com/

    Article Written By:  Liz Beddall

    Original Article Posted on:  Oct 22, 2020 

    Link to Original Article:  https://financialpost.com/moneywise/mortgage-rates-may-rise-as-bank-of-canada-ends-emergency-pandemic-rogram

    READ MORE


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Recent Posts

  • Insured and Uninsured Mortgage Stress Test Changes Confirmed for June 1
  • What to do if You Have a Zero Credit Score?
  • Lines of credit
  • Real Estate Makes Canadian GDP Look Like It is Recovering Much Faster Than Reality
  • Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, adjusts quantitative easing program
  • Canadian Banks Begin Circumventing Mortgage Stress Test For High-Income Clients
  • Canadian Real Estate Markets See Risks Rise, Toronto Now Highly Vulnerable: CMHC
  • How to make your home’s equity work for you right now
  • The State of the Residential Mortgage Market: 2021
  • Canadian Real Estate Overvalued, Toronto Needs A 28% Correction For Fair Value: IMF
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Mohit Verma, Mortgage Broker Lic.#: M14001515 - 8Twelve Mortgage Corp. Licenses: Mortgage Brokerage Ontario #13072, British Columbia #X300983, Alberta #2122265990, Saskatchewan #508695, Manitoba #RW-2011175, Mortgage Brokerage Firm Quebec #606914, New Brunswick #21004252, Nova Scotia #4342039, Newfoundland/Labrador #88786, PEI #755902715, Yukon #839770

“Instant Approval, Conditional Approval, Pre-Approval” – Borrower subject to credit and underwriting approval. Not all borrowers will be approved for conventional financing or equity financing. Receipt of borrower’s application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, Annual APR is subject to approval and underwriting, APR includes all fees and rate which is calculated on a yearly term. APR varies contact us for current rates or more information on a specific product. OAC*

© Copyright 2026. All Right Reserved.

Mohit Verma, Mortgage Broker Lic.#: M14001515 - 8Twelve Mortgage Corp. Licenses: Mortgage Brokerage Ontario #13072, British Columbia #X300983, Alberta #2122265990, Saskatchewan #508695, Manitoba #RW-2011175, Mortgage Brokerage Firm Quebec #606914, New Brunswick #21004252, Nova Scotia #4342039, Newfoundland/Labrador #88786, PEI #755902715, Yukon #839770

“Instant Approval, Conditional Approval, Pre-Approval” – Borrower subject to credit and underwriting approval. Not all borrowers will be approved for conventional financing or equity financing. Receipt of borrower’s application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, Annual APR is subject to approval and underwriting, APR includes all fees and rate which is calculated on a yearly term. APR varies contact us for current rates or more information on a specific product. OAC*

© Copyright 2026. All Right Reserved.
55 Renfrew Dr. #201, Markham, ON L3R 8H3
PRIVACY POLICY & TERMS OF USE
Join our mailing list
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