Are you at a crossroads with your mortgage, wondering whether it’s time to renew or refinance? Deciding between these options can significantly impact your financial well-being, and that’s where I come in. As a seasoned Mortgage Broker serving Scarborough, Brampton, Mississauga, Oshawa, Barrie, Vaughan, Toronto, and Richmond Hill, Ontario, I’m here to guide you through this crucial decision-making process. In this guide, we’ll dive into the differences between mortgage renewal and refinancing, helping you make an informed choice that aligns with your goals and circumstances.
 

Are you considering a second mortgage to help navigate the complex world of financing and mortgages? In this guide, I’ll walk you through the ins and outs of second mortgages and how they can provide effective solutions for a wide range of situations. Whether you’re in Scarborough, Brampton, Mississauga, Oshawa, Barrie, Vaughan, Toronto, or Richmond Hill, Ontario, understanding the concept of a second mortgage can empower you to make informed financial decisions. Join me as I delve into the details of what a second mortgage is, how it works, and the scenarios where it can truly come to your rescue.
 

When you get a mortgage, there are many features to consider. One of the key decisions is whether to go with a fixed or variable rate mortgage. As fixed-rate mortgages continue to climb, homebuyers looking for a mortgage have to work fast to get low rates while they still can. Fortunately, even while fixed-rate rates keep increasing, rates on variable mortgages remain steady at record lows. As an expert in the field, Mohit Verma - Mortgage Broker has written down information that will help you decide if a variable rate mortgage is right for you. 

Original Article Source Credits:   Loans Canada , https://loanscanada.ca/

Article Written By:  BRYAN DALY

Original Article Posted on:  NA

Link to Original Article:  https://loanscanada.ca/credit/the-most-expensive-ways-to-build-credit/

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

Article Written By:  Daniel Wong

Original Article Posted on:  MAY 25, 2021

Link to Original Article:  https://betterdwelling.com/canadians-now-owe-over-260-billion-in-heloc-debt-a-new-all-time-record/

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  May 21, 2021

Link to Original Article:  https://www.canadianmortgagetrends.com/2021/05/insured-and-uninsured-mortgage-stress-test-changes-confirmed-for-june-1/

Original Article Source Credits:   Government Of Canada , https://www.canada.ca/

Article Written By:  NA

Original Article Posted on:  2019-03-21

Link to Original Article:  https://www.canada.ca/en/financial-consumer-agency/services/loans/loans-lines-credit.html

Original Article Source Credits:   Better Dwelling  , https://betterdwelling.com/

Article Written By:  Stephen Punwasi

Original Article Posted on:  APRIL 26, 2021

Link to Original Article:  https://betterdwelling.com/real-estate-makes-canadian-gdp-look-like-its-recovering-much-faster-than-reality/

Original Article Source Credits:   Bank Of Canada , https://www.bankofcanada.ca/

Article Written By:  NA

Original Article Posted on:  April 21, 2021

Link to Original Article:  https://www.bankofcanada.ca/2021/04/fad-press-release-2021-04-21/

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

Article Written By:  Stephen Punwasi

Original Article Posted on:  APRIL 21, 2021

Link to Original Article:  https://betterdwelling.com/canadian-banks-begin-circumventing-mortgage-stress-test-for-high-income-clients/

Original Article Source Credits:  CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/ 

Article Written By:  Steve Huebl

Original Article Posted on:  March 26, 2021

Link to Original Article:  https://www.canadianmortgagetrends.com/2021/03/the-state-of-the-mortgage-market-2021/

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

Article Written By:  Stephen Punwasi

Original Article Posted on:  MARCH 31, 2021

Link to Original Article:  https://betterdwelling.com/canadian-real-estate-overvalued-toronto-needs-a-28-correction-for-fair-value-imf/

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

Article Written By:  Stephen Punwasi

Original Article Posted on:  MARCH 2, 2021

Link to Original Article:  https://betterdwelling.com/canadas-over-30-more-dependent-on-real-estate-than-the-us-in-2006-shows-gdp/

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  February 26, 2021

Link to Original Article:  https://www.canadianmortgagetrends.com/2021/02/latest-in-mortgage-news-boc-sees-early-signs-of-housing-overheating-but-will-keep-rates-low-for-now/

For years, mortgages have been one of the most widely used financial tools when it comes to making large purchases like a home or a vehicle. Irrespective of your financial status, mortgage agents have connected clients with lenders and helped them fulfill their goals. All through this time, changes in the rules and regulations have impacted the mortgage industry, but the onset of COVID-19 has revolutionized the way mortgages now work. 

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

Article Written By:  Daniel Wong

Original Article Posted on:  DECEMBER 23, 2020

Link to Original Article:  https://betterdwelling.com/flight-to-the-burbs-every-real-estate-market-in-ontario-is-outperforming-toronto/

Original Article Source Credits:   Toronto Storeys , https://torontostoreys.com/

Article Written By:  Ainsley Smith

Original Article Posted on:  December 28, 2020

Link to Original Article:  https://torontostoreys.com/housing-market-predictions-zoocasa-2021/

Original Article Source Credits:   Canada Mortgage and Housing Corporation , https://www.cmhc-schl.gc.ca/

Article Written By:  NA

Original Article Posted on:  December 23, 2020

Link to Original Article:  https://www.cmhc-schl.gc.ca/en/housing-observer-online/2020-housing-observer/mortgage-consumer-credit-trends-q3-2020-data

Original Article Source Credits: canadian mortgage trends, https://www.canadianmortgagetrends.com

Article Written By: Steve Huebl 

Original Article Posted on: November 30, 2020 

Link to Original Article: https://www.canadianmortgagetrends.com/2020/11/q3-lender-earnings-the-unexpected-recovery

Original Article Source Credits: canadian mortgage trends, https://www.canadianmortgagetrends.com

Article Written By: Steve Huebl

Original Article Posted on: November 11, 2020

Link to Original Article: https://www.canadianmortgagetrends.com/2020/11/optimism-returns-to-the-markets-could-fixed-rates-start-to-rise/